Finco360

By Jisoft Systems

📈 Chama & Group Savings ERP

Smart Financial Management
For Your Modern Chama

Digitize your Merry-Go-Round, Table Banking, and Welfare funds. Finco360 ensures complete financial transparency, automates complex loan interests, and keeps every member updated.

Ideal Groups

Investment clubs, self-help groups, family chamas, and tier-2 SACCOs.

Automation

Effortless handling of table banking rotation and penalty structures.

Real-time Trust

Instant member portals combined with automatic transactional bulk SMS alerts.

Engineered for group wealth generation

Streamline accountability. Replace manual book-keeping errors with a flawless cloud ledger system.

Savings & Contributions

Track individual savings, regular group shares, and fines precisely. Generate point-in-time member balances and automated monthly comparative balance sheets.

Merry-Go-Round Loops

Organize flexible rotational payout schedules automatically. Keep tracking historical payouts and current targets so your cycle runs without delays.

Advanced Loan Modules

Set clear rules for requests, calculate reducing scale interests, handle early pay-offs dynamically, and lock in automatic penalty updates.

Welfare & Social Allocations

Isolate social insurance pools securely. Track claims and emergency payouts transparently, ensuring maximum group unity and confidence.

Double-Entry Ledger Accounting

Automate journal processing. Pull flawless balance sheets and detailed income statements for easy external auditing at the push of a key.

Mobile Member Spaces

Empower individual members to review personal records, track balances, and request statements via clean, mobile-optimized portals.

Onboarding Process

Simplified cloud deployment

1

Configure Rules

Set up your chama's custom interest formats, fine benchmarks, and revolving table banking schedules securely inside the system.

2

Import Ledgers

Our setup team cleanly imports your existing member lists, historical shares, and active loan track records into the platform.

3

Engage Members

Launch transactional alerts. Members log in to track their own growth data, ensuring absolute financial trust.

Affordable Chama Plans

Transparent, subscription-based choices scaled neatly according to active member counts.

Starter Group Up to 50 active members
KES 2,000/mo
  • Basic Savings Ledger
  • Standard Loan Management
  • Reliable Email Support
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Most Popular Standard Chama 50 to 200 members
KES 5,000/mo
  • Welfare Fund Allocation
  • Automatic Fine Trackers
  • Priority Telephone Access
  • Includes Starter Assets
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Investment Sacco 200+ accounts / institutions
Custom
  • Multi-Branch Infrastructure
  • Dedicated Custom API Sync
  • Scheduled Group On-Site SLA
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Empower your group investments

Ready to review how Finco360 optimizes early payoff logic, balance metrics, and share structures? Schedule an in-person or remote board orientation with us today.

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