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Chama & Group Savings ERP

Smart Financial Management For Your Modern Chama

Digitize your Merry-Go-Round, Table Banking, and Welfare funds. FinCham™ ensures transparency, automates loan interest, and keeps every member updated in real-time.

Ideal For

Investment Clubs, Chamas & Welfare Groups

Capabilities

Merry-Go-Round & Table Banking Automation

Access

Member Portal & Bulk SMS Notifications

Core Capabilities 💰

Savings & Contributions

Track individual and group savings with precision. Generate instant member statements and contribution histories.

Merry-Go-Round

Automate payout schedules and contribution tracking for rotating credit cycles, ensuring no member is ever missed.

Loan Management

Handle applications, interest calculations, and penalty tracking. Automated repayment schedules keep the group fund healthy.

Welfare & Social Fund

Manage dedicated welfare funds for emergencies or celebrations. Transparent disbursement logs for total member trust.

Full Accounting

Automated ledger management, balance sheets, and payroll. High-level financial reporting at the click of a button.

Mobile Member Portal

Members can log in to view balances and download statements. Bulk SMS integration for contribution reminders.

Affordable Group Plans 🏷️

Transparent pricing for groups of all sizes.

Starter Group

Up to 50 Members

KES 2,000/mo
  • Loans & Savings Management
  • Basic Ledger Accounting
  • Email Support
Choose Starter
Most Popular

Standard Chama

50 – 200 Members

KES 5,000/mo
  • Welfare & Social Fund
  • Group Payroll Management
  • Priority Phone Support
  • All Starter Features
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Investment Sacco

200+ Members / Organizations

Custom
  • Multi-Group Management
  • Custom API Integrations
  • Dedicated Training & SLA
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